Any leaks or breaks that occur on private property (the customer’s side) are the responsibility of the property owner. The water meter is what separates city and private property in determining who is responsible for leak repairs.Some of the same natural forces that can cause a city’s water mains to break can also cause pipes to burst in your home or business. Here are some tips to take to avoid costly damage.If a freeze warning is issued, here are a few tips to help prevent your water lines from freezing:o Remove, drain, and store hoses used outdoors.o Close any inside valves that supply water to outdoor hose bibs.o Open the outside hose bibs and allow the water to drain.o Keep the outside valve open to allow any remaining water in the pipe to expand without causing the pipe to break.o Keep garage doors closed if there are water supply lines in the garage.o Open kitchen and bathroom cabinet doors to allow warm air to circulate near the pipes.o Allow a tap to drip slightly to minimize freezing.o When you think about covering your plants, think about how to protect your water pipes, too.o Insulate attic and roof pipes.Check for exposed pipes:Exposed pipes especially those made of plastic material such as polyvinyl chloride (PVC), are more susceptible to extreme temperatures, leaks and breaks. Extreme temperatures in both the summer and, occasionally, winter put a toll on exposed plumbing. If you do have any exposed pipes, consider relocating them, insulating them properly or cover them with dirt when practical. It’s best to consult a professional plumber for these services.If a Tap or Pipe Freezes:o If you turn on your taps and nothing comes out, leave the taps on and call a plumber.o Try thawing a frozen tap with a hair dryer – if there is no standing water in the area.o To thaw a frozen pipe, heat water on your stove, and soak towels in the hot water, then wrap the towels around the cold sections of pipe. Start out as close to the tap as possible and make sure the ap is turned on so that as the ice melts, the water can drip out. If you cannot locate where the pipe is frozen, call a plumber.If a Pipe Breaks:o Turn off the water to your house at the main shut-off valve.o Call a plumber.o Leave taps open until all repairs have been completed.Know where your water shut-off valve is and test it regularly:Even if you just need to make a few repairs, knowing how and where to turn off your water is important for every member of the household. For most houses, this valve is usually located at the front of the home, near a hose bib. Look for a pipe coming out of the ground and going into the house. There is usually a valve, knob, or switch on this pipe that turns the water off to your home.Some older houses may have the shut off valve located at the rear of the property. Homes with basements may have the shut off valve located inside the basement or a crawlspace, on a wall facing the street.Travel TipsWhether you’re only going to be gone overnight or for an extended period, lowering the heat too much inside your home may save on the heating bill, but it could create a disaster if a cold spell strikes.o Ask a friend or neighbor to check on your house daily to make sure it’s warm enough inside to prevent freezing pipes.o For long periods away from home, shut off the water to your house and hot water heater where it enters the heater.

The Best Time to Search is When House Prices are LowWhen the real estate market is leaning towards buyers in the UK and prices are falling, this is the ideal time to negotiate for a commercial property to let. This is a proven indicator in UK markets, when housing prices are weak there are often bargains to be had on the commercial letting market.Shop Around for the Best Deals in Commercial Space for RentThere are many ways to find a commercial lease property. In the current economic climate, you will probably find that simply driving around your local area; you will see many “for lease” signs around. If you can circumvent the property management company, you may be able to negotiate a better deal because the lessor saves money by not having to pay out commission fees. There have even been cases where the lessor can be convinced to offer a month of free rent, the tighter the economy the better your chances of getting such a deal.Look in a variety of Places for The Best Deal on Commercial Property RentalsMany other mediums exist to help you find office space other than the traditional route of going through rentals professionals. Great deals can often be found in your local newspaper, you will find many commercial properties for lease, a lot of these listings will be placed by realtors, but keep an eye out for the private listings; this is where you can grab a bargain. Using the internet gives you a wide variety of commercial property to let in the UK, if you are looking for places in London try the following Google searches:”London commercial space for lease,”" London lease commercial office space,” or” London lease commercial retail space”.The best advice you can get when you are searching for a business property to rent is to take your time, there is no need to rush into a decision such as this, especially considering the amount of money at stake and the length of contract you will be tied to. Look at a variety of commercial property listings, speak to a few different commercial property agents, ask friends and family for advice or whether they know of any available business property to let.Be Creative with What You Consider “Commercial Property”Obtaining a commercial property to let can be expensive, if you only require a small space there are a few unconventional options open for you in the UK as long as you are flexible. You can often find a church, community centre or local small business that will be able to offer you a spare office at a low price. After all, if they are not using the space it might as well generate a little income.
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Personal loan is commonly referred as the means of achieving your dreams. Personal loan is one of the simplest of the type of loans. Loans are not appreciated by anybody of us. But, in the present social and economic circumstances, it is pretty hard for a person to arrange money for an additional expenditure other than in the budgeting. And loans are the only possible means to arrange the finance to meet their needs. The widespread popularity of personal loan makes people often comment it as, the dream financer.Personal loan is the kind of loan, which can be used for any purpose. Most of the other loans are approved for a specific purpose such as home equity, student loan, and debt consolidation. The personal loans have gained the acceptance mainly because of the inadequacies of the other loan to cater all the needs. The focused loans can be used for only a particular reason and not for any other, even though the needs may be varied. While personal loan can be used for any purpose such as repairs, hospital expenses, and even for a dream holidays. To obtain the most affordable and adequate personal loan, the different types of the loan has to be evident.Personal loan can be generally categorized into two – secured personal loan and unsecured personal loan. Unsecured personal loan can be arranged without the support of any collateral security. The personal loan can be used for anytime purposes and the unsecured personal loan does not impose any risk about losing your asset, because of the defaults in the loan repayment. The unsecured personal loan can be availed from any sources and it include credit card loan, unsecured loans from banks, private lenders and so on. The cash advances and payday loans can also be viewed as unsecured personal loans. But the lender will not be fully happy with this deal as he will not have any assurance about the loan amount. To compensate the risk in the deal, they will be very stringent in the interest rates of the loan amount and the repayment duration will be decreased.On the other hand, the secured personal loan is more comfortable for the borrowers as well as lenders. If borrowers can provide the collateral security of any asset, such as home, property or any other valuable one, the lenders are always lenient in their conditions. You can avail the best interest rate and long repayment schedule with secured personal loan. The secured personal loan includes home equity personal loans. But the risk is with borrower, you have to be strict in your repayment. If not, you will loss your valuable asset. The lenders can even proceed with foreclosure if you default the payments.As with any other loan, the types of personal loan is also provided based on the credit report of the person. For persons with good credit, certainly it will be easy to locate the best deals. But now, bad credit persons are also given good offers from the specific bad credit lenders. The comparative market search will help everyone to locate the best personal loan. According to the personal preference the appropriate type of personal loan can be selected.